Our specialized Energy group is made up of seasoned bankers with decades of oil-patch financing expertise, with an emphasis on oil and gas reserve-based loans. Our team includes a full staff of relationship managers, in-house petroleum engineers and credit underwriters, supplemented by bank management that is familiar with the energy industry. We offer a variety of credit structures to fit the unique needs of your project, including revolving lines of credit and term loans.

We provide senior debt from $5 million to $500 million for:

  • Capital expenditures and/or development drilling
  • Oil and gas property acquisition
  • Royalty or overriding royalty interest acquisitions
  • Midstream transactions
  • Salt water disposal facilities
What Sets Us Apart

It takes a Texas bank to truly be able to understand and serve the needs of the energy industry. That’s why we’ve been able to commit almost $5 billion to energy industry businesses in Texas and beyond since our founding in 1998. Today our Energy group continues to offer the same high level of expertise and personalized client service our team of senior-level bankers and petroleum engineers are known for, all backed by one of the nation’s most stable independent financial institutions.

Here Where You Need Us

With offices in Dallas, Houston and Midland, our Energy group offers our clientele of start-ups, large firms and private equity-backed firms an unmatched combination of industry knowledge, financial strength and the flexibility that comes from working with a Texas-based independent bank.


contact an expert

Lester Keliher

Executive Vice President | Dallas, TX 469.399.8562 469.399.8562

Brian J. Petet

Executive Vice President | Dallas, TX 214.932.6674 214.932.6674

W. David McCarver IV

Executive Vice President | Houston, TX 832.308.7059 832.308.7059

Frank K. Stowers

Senior Vice President | Midland, TX 432.687.2102 432.687.2102


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