PERSONAL CDs & IRAs

No matter what your savings goals, our personal Certificate of Deposit (CD) and Individual Retirement Accounts (IRAs) provide you with a variety of ways to help you achieve them faster. We also offer personal savings solutions through BankDirect®, our internet-only bank division. In addition, our Private Wealth Advisors are here to provide comprehensive financial management for high-net-worth clients seeking ways to maximize their wealth.

Account Type Minimum Opening Balance Account Features Interest Service Fees
Certificate of Deposit $1,000
  • Fixed rates
  • Penalty for early withdrawal
Interest compounded daily No service fees
Individual Retirement Account (IRA) $1,000
  • Minimum additions $100
  • Fixed rates
  • Penalty for early withdrawal
Interest compounded daily No service fees
Money Market IRA $100
  • No set term
  • Variable rate
  • Standard IRA penalties for withdrawals may apply
Interest
compounded daily (Interest paid on daily collected balances)

 

No service fees

 

For additional information please see the Terms & Conditions.

Read about our Private Wealth StarPoint Collection products. 
Review our Fee Schedule.
Learn more about our BankDirect personal savings, checking and CD products.

 

visit us

For more information or to open an account,
visit us at one of our locations in:


Austin


Dallas


Fort Worth


Houston


San Antonio



For customer support, contact 877.TEX.BANK (877.839.2265)

let’s talk about what we can do for you.

Contact Us Today